Repayment Affordability Bond and transfer cost Additional payment Deposit savings Amortisation

Deposit savings calculator

Calculate how much you need to save, and for how long, to put together a deposit on your dream home.

Total loan amount

Deposit percentage required

Existing savings

Deposit required date

Savings interest rate

Deposit goal R 0.00

Monthly saving amount required R 0.00

Total savings required R 0.00

Disclaimer

Calculate your total monthly repayment amount based on the purchase price of the property you want to buy.

Get an estimate of the home loan amount that would work with your budget, based on your income and expenses.

See what your bond registration and property transfer costs would be, using this calculator.

Enter the additional amount you could pay into your bond to see how much you can save in time and money on your home loan.

See what percentage of your bond repayment goes towards capital and what percentage goes towards interest.

The more information you can provide, the more accurate your estimate will be.

The size of your deposit will determine your bond/loan amount.

The banks typically work on a deposit that is 10% of the purchase price of the property.

Any current savings you might have, which could go towards a deposit, as part of the transaction to buy your new home.

The date by which you will need to pay the deposit and therefore the amount of time you have to save.

The interest rate offered by the bank or other financial institution where your deposit savings are held.

The total amount you need to save for a deposit on your new home.

The monthly amount you need to save towards a deposit on your new home.

The total deposit amount you need to save to meet the bank's requirements (typically 10% of purchase price).

Thank you!