Bond repayment calculator

See what your total monthly repayment amount would be on your new home.

Total monthly repayment R 0.00
Total amount repayable R 0.00
Total bond and transfer cost R 0.00
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Bond repayment calculator help

Our bond repayment calculator helps you plan and budget. It uses the purchase price of the property and the current interest rate to tell your home loan amount and monthly repayment. It works on a standard repayment term of 20 years and also tells you the total amount repayable over the term of your loan. You can adjust the numbers to find the best scenario for your budget.

Purchase price

The price of the property you're buying and will therefore have to repay.

Bond/Loan amount

The amount you need to borrow, and repay with interest, to finance your property purchase.

Interest rate

This repayment calculator uses the current interest rate, but your actual rate will vary based on factors like your credit score and the size of your deposit, if you have one.

Repayment term

The most common home loan term is 20 years (240 months), so that's what this repayment calculator uses, but you can change the loan term to see how the results will differ.

Total monthly repayment

The monthly repayment on the loan amount you qualify for.

Total amount repayable

The total amount you will be repaying over the entire term of your bond.

Total bond and transfer cost

The total amount to cover the registration of the bond and the transfer of the property into your name.